Client lifecycle
Pending approval, inactive, active borrower. The state changes on facts: a verified file, a disbursement, a final repayment.
Verified clients, repayments on time, every decision on record
Nexlend runs a lender’s whole loan book from one desk: KYC, approval, disbursement and collections, with the rules enforced by the core.
A complete view of every client
State, KYC file, exposure and history on one screen.
Nothing moves without its file
Disbursement waits for a verified KYC file; refusals say why.
Collections
YearMonthQuarter
- UGX 1bn
- 800m
- 600m
- 400m
- 200m
- 0
- Q1
- Q2
- Q3
- Q4
Clarity and control in every loan — onboard, approve, and collect with ease
The desk knows which state a client and a loan are in, and only offers the actions that state allows. Staff stop keeping lists; the system keeps them.
KYC onboarding
Identity, address, income and next of kin captured once, with a checklist that shows what review still needs.
Your book, backed by rules
Repayment tracking
Each repayment settles the oldest open instalment, and the balance, the schedule and the client's record update together.
Arrears, the same day
A missed instalment puts the loan in arrears at once and sends the reminder. The dashboard shows what is late and how late.
- On time · 72%
- In arrears · 28%
From first visit to closed loan
Five steps, each one changing the state of the client or the loan. Nothing is moved by hand, and nothing is forgotten.
How it works
- 01
Onboard
Open the client and capture the KYC file in one visit: details, ID scan, passport photo.
- 02
Approve
Verify the file. The client becomes inactive: approved, holding no loan yet.
- 03
Disburse
Approve the application and disburse. The schedule is built and the client becomes a borrower.
- 04
Collect
Post repayments as they arrive; each one settles the oldest open instalment and updates the book.
- 05
Close
A balance paid to zero closes the loan on its own. With no live loan left, the client steps back to inactive.
One core, many apps. Your loan book next.
Lending today; deposits and origination on the same client record when you are ready. Each institution works in its own workspace.